Your AI ledger companion
WhatsApp-native bookkeeping — speak, text, or snap a receipt.
Meet Accountio AI
Your AI munshiIn your pocket.
The first AI accountant that turns raw text and voice notes into professional, audit-ready books — anywhere, anytime, in your language.
Audit-ready books12+ languagesWhatsApp native
0 sec
Average entry time
0+
Languages supported
0%
Audit traceability
24/7
WhatsApp access
WhatsAppCash in
+15,000
Cash out
-1,200
Accountio AI
Online · Your dedicated accountant
Live"Spent 1200 for internet bill just now"
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Type a message…
Built on trusted infrastructure
Compare
Why operators switch to Accountio.
Same job as spreadsheets and legacy tools — without the friction that makes you skip logging altogether.
Compare Accountio against
AccountioSpreadsheets
S
Input channels
Accountio
Spreadsheets
Voice note → ledger entry
Accountio
Spreadsheets
Urdu, Hinglish & mixed language
Accountio
Spreadsheets
Log entry in under 5 seconds
Accountio
Spreadsheets
Works on the phone you already have
Accountio
Spreadsheets
Desktop-first
Capability
Accountio RecommendedS
SpreadsheetsL
Legacy appsP
Paper & chatCapture how you actually work
Input channels
Voice note → ledger entry
Manual copy-paste
Urdu, Hinglish & mixed language
English only
Log entry in under 5 seconds
Works on the phone you already have
Desktop-first
App install required
Books, trust & automation
Double-entry from plain text
Manual categories
Every entry linked to source input
Audit-ready export (Excel, Tally)
Live cash position after each message
Manual refresh
Reports only
Automation workflows
Conversations + ledger rules
Formulas only
20+ clicks per entry
None
Smart collection reminders
Add-on
Based on typical workflows for small businesses in the informal economy.
Capabilities
Built for how you actually work.
Advanced NLP meets enterprise-grade accounting — without the spreadsheet drama.
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Effortless bookkeeping
One WhatsApp thread replaces tabs, formulas, and late-night spreadsheet fixes.
Personal free·Pro when you scale
12K+
operators on WhatsApp
25M+
ledger entries logged
Voice notes
Speak a sale in Urdu or Hinglish — ledger entry lands with the audio attached.
Smart categories
Plain language maps to the right accounts — no chart-of-accounts degree required.
Export templates
One tap to Excel, Tally, or audit-ready PDF — formats drop in when you need them.
ExcelTallyPDFJournal
CSVXLSXAudit PDF
Transaction blueprint
Digital signature verified
Source metadata
"Brought petrol for the delivery van, 4500 PKR"Voice note
Debit
4,500
Fuel expense
Credit
-4,500
Cash
Linked to immutable storage. Edits require a logged audit trail.
Audit trail
Professional grade. Human proof.
We don't guess your books. A deterministic engine links every entry to how you actually said it — so auditors and you can trust the numbers.
Full traceability
Every balance sheet line drills down to the original voice note or message.
Export-ready
Formatted exports for Excel, Tally, and QuickBooks when you need them.
Free tool
Audit your reports before anyone else does.
Upload your existing books — spreadsheet, export, or PDF — and get a quick sanity check. No Accountio subscription required.
- Trial balance and debit/credit alignment
- Missing entries and duplicate line flags
- Export-ready summary you can share with your CA
No credit card · Works with Excel & PDF exports
Report audit preview
Q1 2026 · Sample output
Cash & bank reconciliationPass
Expense categorization gapsReview
Accounts receivable totalsPass
Period-end closing entriesReview
2 items need reviewScore 78/100
Operators
Built for people who build the economy.
Shop owners, contractors, and traders who can't afford another hour on spreadsheets.
"I log sales while the customer is still at the counter. My evening accounts are finally empty."
ZK
Zaid Khan
Retailer, Cloth House
"I no longer lose receipts. I voice-note them as I leave the hardware store."
SM
Sarah Miller
Contractor, Miller Plumbing
"For the first time, I know my actual profit at the end of every single day."
AS
Amit Sharma
Trader, Wholesale Spices
"I log sales while the customer is still at the counter. My evening accounts are finally empty."
ZK
Zaid Khan
Retailer, Cloth House
"I no longer lose receipts. I voice-note them as I leave the hardware store."
SM
Sarah Miller
Contractor, Miller Plumbing
"For the first time, I know my actual profit at the end of every single day."
AS
Amit Sharma
Trader, Wholesale Spices
"For the first time, I know my actual profit at the end of every single day."
AS
Amit Sharma
Trader, Wholesale Spices
"My team speaks Urdu and English mixed. Accountio gets it every time."
FN
Fatima Noor
Restaurant owner
"Audit season used to terrify me. Now every entry has a voice note attached."
JO
James Okafor
Import/export trader
"For the first time, I know my actual profit at the end of every single day."
AS
Amit Sharma
Trader, Wholesale Spices
"My team speaks Urdu and English mixed. Accountio gets it every time."
FN
Fatima Noor
Restaurant owner
"Audit season used to terrify me. Now every entry has a voice note attached."
JO
James Okafor
Import/export trader
Pricing
Simple tiers. No surprises.
Pro launch pricing by region — first 125 users, plus coupon codes at checkout. Personal stays free.
Live
Personal
For students and personal budgets.
Freeforever
- Chat through WhatsApp
- 120 transactions per month
- OCR free for 7 days trial
- Single user access
- Weekly summary and reporting
- 50 general queries per month
- 2 PDF statements per month
Recommended
Pro
Higher limits for owners, NGOs, and freelancers.
- Everything in Personal
- 300 transactions per month
- 3 OCR scans per day
- Multiple devices at once
- Voice note parsing included
- 100 general queries per month
- Daily summary and reporting
- 10 PDF statements per month
- Promo & partner coupons at checkout
Coming soon
Enterprise
Custom limits, onboarding, and team controls.
Custom
Talk to us for a quote
- Custom transaction and OCR limits
- Team access and permissions
- Dedicated onboarding and support
- Custom reporting and workflows
- API and integration support
- Commercial terms for your org
Ready to try it? Open the app
Live now
Start talking to your ledger.
Personal is free to use today. Open the app on your phone — no credit card required.
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